Bad Faith Insurance Claim Attorney

Bad Faith Insurance Claims Attorney

Imagine paying your insurance policy, month after month, year after year, only to be denied payment when you finally need that policy most and place a claim. Under the law, an insurance company has a duty to act in good faith toward policyholders. This means that the insurance company is supposed to fulfill all the obligations contained in the insurance contract such as paying the full value of all valid claims within a reasonable amount of time. All too often insurance companies fail to pay claims, deny claims, make insufficient payments on claims, or delay payment on valid claims. This type of action may constitute bad faith on the part of the insurance company.

Examples of cases that have resulted in a settlement or verdict against an insurance company include:

An insurance company stops paying on a claim because statistically the claimant should have fully recovered from his injuries despite the fact that the claimant's physicians documented the need for further treatment.

An insurance company denies a claim because the claimant had a pre-existing condition even though the condition was unrelated to the claim.

An insurance company denies payment for cancer treatments after individual purchases a cancer insurance policy and is later diagnosed with cancer.

An insurance company refused to cover a claim against a restaurant by an off-duty employee who fell and suffered injuries while in the restaurant.

Bad faith claims involving disability insurance provided through a group disability plan offered through an employer are controlled by the Employee Retirement Income Security Act of 1974 (ERISA). These insurance policies typically provide for between fifty and seventy percent of a person's income should they become disabled and unable to work.

Depending on the jurisdiction where the bad faith claim arises the insurance company may be liable not only for any unpaid portion of the claim but also for attorneys fees and costs and possibly even for punitive damages (not available on ERISA claims).

If you wish to have your information forwarded to attorney who may be able to assist you with an insurance bad faith claim please send a brief description of your circumstances, together with your name and telephone number to:

Email: Free-Consultation@Insurance-Claim-Attorney.com
Again please be sure to include a telephone number where you can be reached for additional details.

Thank you for visiting this site. The material located on site is intended only for basic informational purposes only. It is not intended to be legal advice. This web site is not an offer to represent you. You should not act, or refrain from acting, based upon any information at this web site without seeking professional legal counsel. The act of sending electronic mail does not create an attorney-client relationship and does not obligate any attorney to respond to your email or to represent you. Your email, with your contact information, may be forwarded to an attorney in your area who may or may not respond to you directly. No effort will be made by the owners of this website or any such attorney to monitor the Statute of Limitations or any other notice and/or filing requiements that may apply to any claim(s) you may have. You retain full reponsibility for all such monitoring. No attorney-client relationship will be formed unless you enter into a signed agreement of representation with an attorney. This website does not represent other licenses, or certifications of specialization or expertise that may be available in certain states.

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